Credit 101: Everything You Want To Know About Credit, But Are Afraid To Ask

Credit 101: This Free Series is Brought to You By

Women United

Your individual credit score and what is on your credit report greatly impacts your financial health. Credit impacts not only your interest rates on credit cards and home loans but also may impact employment, insurance rates and more.

It is more important now than ever before to get control of your credit. We will demystify what impacts credit and most importantly how to build and improve your score. Students will learn misconceptions about credit, how to view their full credit report, and also how to dispute and improve their score.

The program consists of three classes; childcare available upon request and dinner will be provided at each class.

Class dates: March 1, 8, and 22. Classes will be held from 5:30-7:15pm at Colorado Mountain College, 1275 Crawford Ave, Steamboat Springs, CO 80487

Women United’s Credit 101: Everything You Want To Know About Credit, But Are Afraid To Ask will be led by Kathryn Pedersen.

Session 1 – March 1

  • Five Common Credit Misconceptions
  • What makes up a credit score
  • How to pull and review your own credit report

Session 2 – March 8

  • Strategies on collections, student loans and other credit issues
  • How to build up credit if you don’t have credit or enough credit
  • How to protect your credit moving forward
  • Create a credit plan with a list of specific to-do’s

Session 3 – March 22

  • Setting credit goals
  • Building credit without increasing debt
  • Understanding your credit card statement
  • Next steps, goals, questions.
Registration Opens February 1

About Kathryn Pedersen, Class Instructor

Kathryn Pedersen, has been lending in the Yampa Valley for over 20 years. She loves helping locals purchase their piece of the valley. Kathryn has worked closely with local deed restrictions, down payment assistance programs and has taught real estate continuing education classes for over 10 years. She has been voted Best of the Boat Best Mortgage Banker for 10 years in a row.